Personal loans

Banks divided on rates, business gloomier
National Australia Bank has joined Westpac is predicting rate cuts in 2015 as a business barometer showed a deterioration in conditions and confidence.
Personal finance rose 2.6% in Sept
The value of personal finance commitments in Australia rose by 2.6 per cent in September, official data shows.
Frugal households content with finances
Australian households are more comfortable with their finances than at any point in the past two years, a survey shows.
Surviving university debt
University debt levels are at an all time high, but you can manage the burden, writes Margie Sheedy*
Household debt falling but still high: RBA
Australian households are saving more and paying down their debt thanks to a strong economy but indebtedness remains historically high, the central bank said.
Pension loans scheme
If you’re an asset-rich but cash-poor retiree in need of some extra cash it’s worth looking into the federal government’s pension loans scheme.
A package product but not for your home loan
Is it worth the $18 monthly fee?
Special rules for capital protected loans
The latest federal budget has reminded investors interested in using a capital protected loan to take full account of the special tax rules that apply.
Dealing with loan knock-backs
Credit is as ubiquitous as money itself in the 21st century. Most people will apply for a loan at some stage in their life, be it a mortgage, a car loan, a personal loan or a credit card.
Bumpy ride: buying a second hand car
Plenty of people borrow to buy their dream car — but watch out, it's a road pitted with potholes.