Australian lenders wanted more borrowers to lock in a fixed rate home loan and they got it.

The Reserve Bank is sitting on its hands after this month's cash rate pause on February 5. But borrowers with a variable rate mortgageneedn't be disappointed as they could find a rate drop right around the corner.<

This week RateCity released a survey which highlighted Australia’s reliance on credit cards at Christmas time.

There is a frenzy going on across Australia. No, it’s not a frenzy of online shopping activity, purchasing heavily discounted items and ticking off Christmas gift lists.

Variable borrowers will save $700 this year but more savings can be found by shopping around!

In a recent poll by the University of Sydney, almost half (43%) of the 16,000 respondents found housing affordability to be a serious issue. Housing affordability was up there with solving climate change for future generations, reducing our environmental footprint and preventing human rights abuses.

There is a punt that almost everyone can bet on that can almost guarantee your chance of coming out on top - your home loan.

Through the doom and gloom there were signs of life returning to the home loan market in May.

The federal government’s next round of credit reforms are around the corner but some credit card holders have felt the angst from their providers for the past year.